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THE SOCIAL SECURITY DISABILITY BLOG

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P: 828-252-2852

Qualifying for SSD and SSI Benefits

Qualifying for Social Security Disability Benefits

There are certain requirements you must meet to be eligible for Social Security disability benefits (also called Title II). Many factors will be considered, including the following:

  • Physical and/or mental problems that restrict you from working for 12 months or more
  • The inability to work at any reasonable job
  • Your age
  • Your education level
  • Your previous work experience

You pay into SSD benefits through your weekly paycheck. The benefits you are entitled to are based upon the 10 or more years you worked prior to becoming disabled. We work hard to ensure clients rightfully receive the benefits they have contributed to with their paychecks.

The disability claim process is confusing and frustrating. For over 30 years, David has worked hard to obtain favorable outcomes for disabled clients. As your lawyer, David will provide responsive legal services, taking time to listen to your concerns. This responsiveness coupled with his successes has many clients saying, “Thanks, David!” David has successfully handled thousands of types of Social Security Disability claims.

Qualifying for Supplemental Security Income

You may also qualify for Supplemental Security Income (SSI) in addition to your SSD benefits. The requirements for SSI (also known as Title XVI) are need-based. This means you may be eligible for SSI even if you have never worked.

Contact us for more information and a free consultation with an experienced SSDI attorney. We can help you understand SSDI claims, SSI benefits, and your rights and options for seeking the benefits you deserve.

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FREQUENTLY ASKED SOCIAL SECURITY DISABILITY QUESTIONS

Q. If I win my SS disability case, how much “back pay” will I get?

A. The exact amount of “back pay” will be determined by which SS program you are eligible for. The two (2) main SS disability programs are SSD and SSI. For SSD (benefits based on the taxes you paid in), benefits can’t be paid for more that one (1) year prior to the month your claim was filed. The first five (5) months of that period are withheld as a waiting period. For SSI benefits based on financial need, the “back pay” will begin on the date you filed for disability. While getting SS approval may actually take a few years, the “back pay” will be retroactive to these dates.

Q. Should I apply for Social Security when I am receiving Workers’ Compensation benefits?

A. Generally, yes. Social Security law requires that you be disabled for a period of twelve (12) months or more. You become eligible for Workers’ Compensation weekly checks when you miss more than one (1) week of work. If you believe that you might miss more than twelve (12) months of work, you should apply for Social Security. Since you may be forced to wait over one (1) year to receive Social Security benefits, you should apply for these benefits unless you are positive you will return to work within the twelve (12) month period. The interaction between Workers’ Compensation and Social Security benefits is very complicated. You should consult a qualified lawyer to make sure you coordinate the receipt of these benefits.

Q. Can I draw private disability checks while also receiving Social Security checks for disability?

A. Yes. The terms of your private disability checks are contractual and control whether these payments are pro-rated or changed by the receipt of Social Security checks. Federal law requires full payment of Social Security disability checks regardless of the receipt of private disability checks for the same disability. However, most private disability plans have contractual provisions requiring repayment and/or discounts of compensation paid when SS disability check commence.

Q. What if my disability is caused by alcohol or drugs?

Congress has passed legislation that severely limits the receipt of SS benefits if your substance abuse problems contribute to your disability. While the current law is very unfavorable to these types of claims, careful analysis by an experienced lawyer may help you to find other grounds that are legitimate reasons to qualify for SS benefits.

Q. How do I qualify for Social Security disability benefits?

A. You are eligible for Social Security disability benefits WHEN you have mental and/or physical problems severe enough to keep you from working for a period of twelve (12) months or more. You must be unable to work at any competitive job in the national economy, not just the one you had before your disability. Your age, education, past work experience, and ability to perform other jobs are among the factors that the Social Security Administration will consider in deciding your disability.

Q. What if I am getting Workers' Compensation benefits?

SS law requires that all other benefits you receive be accounted for. This accounting normally means that SS benefits are offset or reduced by the other benefits you receive. While Federal law requires you to report all payments you receive, the offset can often be lessened or eliminated with very careful planning and legal wording in your Workers' Compensation settlement. You should consult your lawyer for proper wording.

SOCIAL SECURITY DISABILITY VIDEOS

Our Video Library is not closed-captioned.  Instead of embedding our videos, we have created posts for them, where full transcripts of can be found. Click on the links below to view the video and its transcript.

Social Security Detail

Social Security – Detail

Social Security part 4

Social Security Part 4

Social Security part 3

Social Security Part 3

Social Security part 2

Social Security Part 2

Social Security part 1

Social Security Part 1

Rules Regarding Social Security Disability and Your Employment

Rules Regarding Social Security Disability and Your Employment

Social Security Hearing Timeframe

Resolution of Social Security Disability Cases: A Timeframe Overview

Contemporaneous Workers’ Compensation and Social Security Disability Claims

Contemporaneous Workers’ Compensation and Social Security Disability Benefit

Working While on Social Security

Social Security Disability and Your Employment

Appealing Social Security Denials

Appealing the Denial of Your Social Security Disability Claim

Work History Requirements

Work History Requirements for Social Security Disability

Drug and Alcohol Dependency and Social Security Disability

Drug and Alcohol Dependency and Social Security Disability

Child Eligibility for Social Security

Child Eligibility for Social Security Benefits and Social Security Insurance

The Administrative Law Judge’s Role in Social Security Disability

The Administrative Law Judge’s Role in the Social Security Appellate Hearing

Compassionate North Carolina Social Security Disability Lawyer

David Gantt describes his History in Helping People with Workers’ Compensation and Social Security Disability Cases

~ What Our Clients Say ~

November 2019 AVVO Review

November 27, 2019

Amazing! When my husband was injured, we didn’t know who to turn to. I started googling to find a attorney, I called Mr. Gantt, I couldn’t be more thankful! The nightmare was over as Mr. Gantt and his amazing team handled everything from that very moment! Not only was professional but extremely caring, taking time…

November 2019 AVVO Review

November 27, 2019

David Gantt and his staff handled my disability claim and they were excellent. I highly recommend him, he is the best in Western North Carolina. Mrs. Kelly Reaves 5.0 stars November 5, 2019

October 2019 Martindale Hubble Review

October 29, 2019

David is clear, precise, and delivers as promises.

2019 Google Review

August 7, 2019

The entire staff were welcoming, knowledgeable, helpful, and nice people! David was professional. He knew exactly what he was talking about and did what he said he was going to do. I have had a wonderful experience with this firm and will not hesitate to use them in the future.

2019 AVVO Review “Get ‘er done Gantt!”

July 10, 2019

I was very satisfied with David Gantt’s expertise and knowledge in all aspects handling my case. He dealt with all the paperwork and contacted all necessary providers to get my medical history – it was extremely hassle free! He communicated and counseled me on what to expect – being very forthcoming (he’s a straight shooter)!…

2019 Facebook review

June 5, 2019

I highly recommend Mr. Gantt. He is very kind and always professional. He prepared me for my disability hearing and calmed my nerves. Everything happened exactly as he said it would. I honestly do not think that I would have been approved for disability without his help. Also, his office staff were always ready to…

2019 Google Review

May 28, 2019

Mr. Gantt took good care of me. I will be forever grateful for him getting me the social security payments I need for a disability due to military service. He seems like a genuine compassionate good man. I highly recommend! ~C.M.

2019 Google Review

May 10, 2019

David and his entire staff are so nice and show compassion to everybody. He was there when I had any questions. David Gantt is the best attorney in his field, he goes above and beyond. I am extremely grateful to him and his staff. ~M.H.

2019 Google Review

May 9, 2019

Very nice and friendly service. They always answered any of my questions. Had a great experience working with them on my disability case. I highly recommend there services! After trying for 6 years and 2 unfavorable decisions, David and his team did a great job representing my case and won. I appreciate there time and…

2019 Google Review

May 9, 2019

The whole office is very respectful. Answered all my questions. So Glad they were there cause I had no clue after fighting for 2 years. Thank you guys soo much. ~K.H.

2019 Google Review

May 9, 2019

I am very grateful to David Gantt & his staff! They were wonderful and made the confusing process much easier to understand. I wish I had contacted them sooner. They were super to work with and such nice people! Thank you so much! ~K.S.

Avvo Review 2019

May 7, 2019

Mr. Gantt is a highly compassionate and professional lawyer. He worked hard for me to show my disabilities. Always pleasant and supportive, while being very much on top of his cases. I recommend David Gantt to anyone. Great Attorney! 5 Stars. ~ Dakota

Google Review 2019

April 10, 2019

Wonderful client services..very friendly and willing to go the extra mile to help clients. highly recommend him for anyone needing assistance for the Disability SSI. ~T.D.

2019 Google Review

April 9, 2019

I am so grateful to Mr. Gantt & his staff. They have been so professional and knowledgeable. They’ve answered all of my questions and made a very stressful situation, bearable. I would not hesitate to recommend Mr. Gantt. He is knowledgeable, professional & caring. ~J.H.

Avvo Review 2019

April 8, 2019

Linda Calloway Mundy David Gantt is an outstanding Lawyer. I highly recommend him. He was beside me all the way and I would like to thank him. ~Linda 5 Stars

2019 Google Review

March 9, 2019

David Gantt and his staff are very professional, upfront, honest and nice. They made me feel at ease discussing my case. They helped me with every step of the way towards my disability approval. I would recommend them to anyone. They kept me updated on everything. Just wish I had contacted them sooner. ~D.P.S.

2019 Google Review

February 10, 2019

When I applied for Social Security Disability I saw no reason that I would need a lawyer since my case seemed clear. It wasn’t until the second rejection that I realized that I had no idea how the system worked. A couple of local lawyers I had contacted suggested that I talked to David Gantt…

2019 Google Review

February 10, 2019

This office is fantastic. The staff is helpful and friendly. He is honest with you about the pros and cons of your case. He works hard to get a positive result. ~S.G.

Martindale Review 2019

January 21, 2019

5.0/5.0 in Social Security. David was very professional, pleasant and focused on me and my situation while I was in his office. He did not allow interruptions. His office staff was helpful and readily available when I had questions.

Martindale Review 2018

October 8, 2018

Recommended 5.0/5.0 in Social Security. I highly recommended David Gantt. He is a kind and generous person. He puts you at ease from the minute that you meat him. Very efficient and does what he says he’ll do. His staff is awesome too. Trust me… You can’t go wrong with David Gantt.