IMPORTANT SOCIAL SECURITY DISABILITY INFORMATION
Understanding the difference between Social Security Disability Insurance and Supplemental Security Income
Social Security Disability Insurance, (“SSD”), and Supplemental Security Income (“SSI”) are two programs administered by the Social Security Administration that provide monthly benefits to disabled persons. In some cases, an individual may be eligible to receive both SSD and SSI. Before you begin the process of applying for disability, it will help you to understand the non-medical eligibility requirements and functions of each program.
SSD pays monthly benefits to disabled persons who are insured through a Social Security trust fund as the result of contributions made to FICA from their payroll earnings, or the earnings of their spouse or parents. In order to qualify for SSD, you must meet the Social Security Administration’s criteria for being totally disabled and have the required credits of work. The credits of work vary depending on age; however 40 credits of work are usually required with 20 of those credits being earned within the last 10 years. Young people need fewer credits of work to qualify. There is no minimum age requirement to be eligible for SSD although it will end at a person’s normal retirement age and be replaced with Social Security retirement benefits. Medicare health coverage is available to individuals who have received SSD for two years.
SSI pays monthly benefits to people with low income and limited financial resources. In order to qualify for SSI, an individual must be disabled, blind, or age 65 or older. Children younger than age 18 may qualify for SSI if they meet Social Security’s criteria for a disabled child and the family members who live in the child’s household meet the income and resource requirements. Unlike SSD, it is not necessary to have quarter credits of work to be eligible for SSI. In North Carolina, individuals who receive SSI are also eligible for Medicaid to help with their healthcare costs.
SOCIAL SECURITY DISABILITY VIDEOS
Our Video Library is not closed-captioned. Instead of embedding our videos, we have created posts for them, where full transcripts of can be found. Click on the links below to view the video and its transcript.
~ What Our Clients Say ~
My first time meeting Mr.Gantt, he was very open and honest about what it takes to get my SSDI. He was optimistic about my case. He walked me through what he needed on my part. I was very happy with the results of my hearing. I am very pleased with Mr.Gantt and definitely recommend his…
David Gantt and his staff were excellent very informative, kept me updated on every move and with this dedication I was able to win my Social Security hearing. Highly Recommend.
Amazing! When my husband was injured, we didn’t know who to turn to. I started googling to find a attorney, I called Mr. Gantt, I couldn’t be more thankful! The nightmare was over as Mr. Gantt and his amazing team handled everything from that very moment! Not only was professional but extremely caring, taking time…
David Gantt and his staff handled my disability claim and they were excellent. I highly recommend him, he is the best in Western North Carolina. Mrs. Kelly Reaves 5.0 stars November 5, 2019
David is clear, precise, and delivers as promises.
The entire staff were welcoming, knowledgeable, helpful, and nice people! David was professional. He knew exactly what he was talking about and did what he said he was going to do. I have had a wonderful experience with this firm and will not hesitate to use them in the future.
I was very satisfied with David Gantt’s expertise and knowledge in all aspects handling my case. He dealt with all the paperwork and contacted all necessary providers to get my medical history – it was extremely hassle free! He communicated and counseled me on what to expect – being very forthcoming (he’s a straight shooter)!…
I highly recommend Mr. Gantt. He is very kind and always professional. He prepared me for my disability hearing and calmed my nerves. Everything happened exactly as he said it would. I honestly do not think that I would have been approved for disability without his help. Also, his office staff were always ready to…
Mr. Gantt took good care of me. I will be forever grateful for him getting me the social security payments I need for a disability due to military service. He seems like a genuine compassionate good man. I highly recommend! ~C.M.
David and his entire staff are so nice and show compassion to everybody. He was there when I had any questions. David Gantt is the best attorney in his field, he goes above and beyond. I am extremely grateful to him and his staff. ~M.H.
Very nice and friendly service. They always answered any of my questions. Had a great experience working with them on my disability case. I highly recommend there services! After trying for 6 years and 2 unfavorable decisions, David and his team did a great job representing my case and won. I appreciate there time and…
The whole office is very respectful. Answered all my questions. So Glad they were there cause I had no clue after fighting for 2 years. Thank you guys soo much. ~K.H.
I am very grateful to David Gantt & his staff! They were wonderful and made the confusing process much easier to understand. I wish I had contacted them sooner. They were super to work with and such nice people! Thank you so much! ~K.S.
Mr. Gantt is a highly compassionate and professional lawyer. He worked hard for me to show my disabilities. Always pleasant and supportive, while being very much on top of his cases. I recommend David Gantt to anyone. Great Attorney! 5 Stars. ~ Dakota
Wonderful client services..very friendly and willing to go the extra mile to help clients. highly recommend him for anyone needing assistance for the Disability SSI. ~T.D.
I am so grateful to Mr. Gantt & his staff. They have been so professional and knowledgeable. They’ve answered all of my questions and made a very stressful situation, bearable. I would not hesitate to recommend Mr. Gantt. He is knowledgeable, professional & caring. ~J.H.
Linda Calloway Mundy David Gantt is an outstanding Lawyer. I highly recommend him. He was beside me all the way and I would like to thank him. ~Linda 5 Stars
David Gantt and his staff are very professional, upfront, honest and nice. They made me feel at ease discussing my case. They helped me with every step of the way towards my disability approval. I would recommend them to anyone. They kept me updated on everything. Just wish I had contacted them sooner. ~D.P.S.
When I applied for Social Security Disability I saw no reason that I would need a lawyer since my case seemed clear. It wasn’t until the second rejection that I realized that I had no idea how the system worked. A couple of local lawyers I had contacted suggested that I talked to David Gantt…
This office is fantastic. The staff is helpful and friendly. He is honest with you about the pros and cons of your case. He works hard to get a positive result. ~S.G.